Sunday, 18 September 2011

Jess's Guide To: Saving Money

After doing a guide to making extra money, I thought I'd do one from the other side of things - saving money. I find it quite difficult to save as there are so many things that I need to pay for (phone bill, travel to work etc.) and most of my money is gone before I can afford to spend on things for myself. However, in August, I used my finance section in my Filofax (you can purchase one yourself here) to work out what I spend my money on. Looking back at it, I realised that a huge amount of money went on bottles of drinks before and after work and lunch during work and travel. I didn't think that spending £1 on a drink would amount to so much, you always think "Oh, it's only cheap it's not like I'm spending loads" but it honestly adds up. So, today I thought I'd help out you all with ways to save your hard earned money and discover ways of treating yourself without blowing your budget.

1. Write down what you spend

Now this won't save you money at first, but when you look back, you can see areas in which it is possible to cut back. For example, for me it was drinks, and now I've started making a drink at home and taking it with me.

Bottle of coke = £1.20 (ish) x 30 = £36 a month = 4 depotted MAC eye shadows (£9 each)

2. Buy from blogsales/ebay

Another man's trash is another man's treasure! There are plenty of things online that you can get at a bargain price, especially if you can't resist buying make up. Look around on blog sales first - I bought a MAC eye shadow and came home to see someone was selling the same one for £5! However, be careful not to over spend simply because it's cheap. Buy what you need, not what is cheap.

Average saving = few pounds per item

3. Book travel online

If you know you need to travel somewhere in advance, book your train tickets online. You can save so much money which you can use on something else. Also, if you'll need to eat/drink on your journey, buy it before you get to the station and definitely don't buy on the train itself! And if you take regular journeys, get yourself a railcard. :)

Average savings = 30% off

4. Avoid shop deals when necessary.

This sounds a bit silly as sometimes deals are perfect, but when you don't need them, you shouldn't use them. For example, if you want a certain nail polish and it's 3 for 2, you end up buying another one for the sake of it when you don't really want one. I've done it so many times when I've ended up buying things I never use just because it was part of a deal.

5. Look on discount websites.

Groupon are amazing for deals, but there are also websites that offer freebies such as Magic Freebies. You can't go wrong with a freebie - plus it might be something you want. There's also other money saving tips on there.

I hope you've enjoyed this post, feel free to leave your money saving tips below!



  1. This is a great post! Thank you, it's very usefull! xxx

  2. ooh Love the little Financial pages for your Filofax! Might have to pick myself up these!

  3. Brilliant! I love the idea of working out what you spent would be in something you want (for me it would be stop getting acrylic nails, and save for a wedding!)
    really like your blog, but a first time commentor!

  4. I have to get some of these! Christmas gets more expensive every year! :')
    I would love you to check out my blog;
    thanks! xox

  5. I've been trying to do a spending ban this month and just looked at my spending and for me it's grabbing a sandwich and drink on the way to work! I need to look at what I don't need to spend! Love the blog, thanks for the money saving tips!

  6. Brilliant tips, I like to save too and as I am pregnant, will have to save even more! Regarding the free stuff sites who else do you use? Not a fan of magic as they promote gambling offers, I do like latest free stuff, and fab freesamples!


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